Disclaimer

© 2023 Sanlam. All rights reserved.

The information contained on this website is for information purposes only and should not be construed as financial, legal, tax, investment or other advice as defined and contemplated in the Financial Advisory and Intermediary Services Act, Act 37 of 2002. It does not constitute an offer to sell, or the solicitation of an offer to buy any product (the “Information”).The Information is not intended to be complete or final and is qualified in its entirety by an Investment Mandate. In the event that the Information is inconsistent or contrary to the provisions or terms of the Investment Mandate, the Investment Mandate shall govern. While every effort has been made to ensure the completeness and accuracy of the Information, Graviton Financial Partners (Pty) Ltd (“Graviton FP”) and Graviton Wealth Management (Pty) Ltd (“Graviton WM”), their shareholders, subsidiaries, clients, agents, officers and employees (collectively referred to as the “Graviton Entities”) do not make any representations or warranties regarding the accuracy or suitability of the Information. The Graviton Entities therefore do not accept any responsibility or liability for the accuracy or sufficiency of the Information or for any errors, omissions or misstatements, negligent or otherwise, relating to the Information. The Graviton Entities shall not be liable for any direct, indirect or consequential loss or damage whatsoever suffered as a result of or which may be attributable, directly or indirectly, to any use of or reliance upon the Information and any such liability is expressly disclaimed.

Copyright Notice

This website, including artwork, design and content, is owned by Graviton Financial Partners (Pty) Ltd (“Graviton FP”) and Graviton Wealth Management Pty (Ltd) (“Graviton WM”) and may be protected by copyright and other intellectual property laws. Graviton FP and Graviton WM authorise the reader to view the contents of this website for information and non-commercial purposes only.

Who we are

Suggested text: Our website address is: https://fiduciawealth.co.za.

Comments

Suggested text: When visitors leave comments on the site we collect the data shown in the comments form, and also the visitor’s IP address and browser user agent string to help spam detection.

An anonymised string created from your email address (also called a hash) may be provided to the Gravatar service to see if you are using it. The Gravatar service privacy policy is available here: https://automattic.com/privacy/. After approval of your comment, your profile picture is visible to the public in the context of your comment.

Media

Suggested text: If you upload images to the website, you should avoid uploading images with embedded location data (EXIF GPS) included. Visitors to the website can download and extract any location data from images on the website.

Cookies

Suggested text: If you leave a comment on our site you may opt-in to saving your name, email address and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment. These cookies will last for one year.

If you visit our login page, we will set a temporary cookie to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser.

When you log in, we will also set up several cookies to save your login information and your screen display choices. Login cookies last for two days, and screen options cookies last for a year. If you select “Remember Me”, your login will persist for two weeks. If you log out of your account, the login cookies will be removed.

If you edit or publish an article, an additional cookie will be saved in your browser. This cookie includes no personal data and simply indicates the post ID of the article you just edited. It expires after 1 day.

Embedded content from other websites

Suggested text: Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.

These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction with the embedded content if you have an account and are logged in to that website.

Who we share your data with

Suggested text: If you request a password reset, your IP address will be included in the reset email.

How long we retain your data

Suggested text: If you leave a comment, the comment and its metadata are retained indefinitely. This is so we can recognise and approve any follow-up comments automatically instead of holding them in a moderation queue.

For users that register on our website (if any), we also store the personal information they provide in their user profile. All users can see, edit, or delete their personal information at any time (except they cannot change their username). Website administrators can also see and edit that information.

What rights you have over your data

Suggested text: If you have an account on this site, or have left comments, you can request to receive an exported file of the personal data we hold about you, including any data you have provided to us. You can also request that we erase any personal data we hold about you. This does not include any data we are obliged to keep for administrative, legal, or security purposes.

Where your data is sent

Suggested text: Visitor comments may be checked through an automated spam detection service.